Retirement Facts

Nancy and Robert Houchens (71 and 68) of Charlottesville, Virginia, sold their 3,000 sq ft home and now live full-time on Carnival cruise ships for around $4,000/month - covering food, lodging, gym, and entertainment. Virginia assisted living runs $5,250/person/month, or $10,000+ for a couple. Robert put it plainly: "It's much cheaper than a nursing home."

Nick spent eight years sniffing out explosives for the Army. Federal workers across the Defense Department know him a different way. His goggled photo is the login screen for the Department of Defense Global Directory. He ran 58 Secret Service missions, a NATO summit and the UN General Assembly. Nick retired at Fort Meade on January 21, 2026. His handler, Staff Sgt. Justin Peyton, adopted him.