American men are most likely to cheat at income extremes—when they're completely economically dependent on their wives, or when they significantly out-earn them.
Men Cheat Most at Income Extremes, Not the Middle
When it comes to male infidelity and income, the relationship isn't what you'd expect. Research examining thousands of American marriages has uncovered a surprising U-shaped pattern: men are most likely to cheat at the financial extremes of their relationships.
The Infidelity Sweet Spot
Men who contribute around 70% of household income are least likely to stray. But deviate significantly from that percentage in either direction, and infidelity rates climb sharply.
On the low end, men who are entirely economically dependent on their wives face about a 15% annual chance of having an affair—five times higher than men contributing equally. Researchers suggest this stems from what they call a "masculinity threat." When men aren't the primary breadwinners, some compensate by engaging in extramarital sex, which they view as behavior culturally associated with masculinity and conquest.
When More Money Means More Problems
The flip side proves equally revealing. Men in high-prestige occupations—CEOs, physicians, surgeons—show dramatically elevated cheating rates, with nearly 1 in 5 (18%) having committed adultery, compared to just 7% of men in upper-middle prestige jobs.
High earners face what researchers call a "perfect storm" of opportunity factors:
- Long work hours away from home
- Frequent business travel
- Higher incomes that make concealing affairs easier
- Workplace cultures that may normalize infidelity
- Greater access to potential partners through professional networks
The Psychology of Economic Extremes
Both patterns—though opposite in income—share a common thread: threats to identity. Low-earning men may cheat to reclaim traditional masculine identity, while high-earning men in powerful positions may view infidelity as a perk of status or feel emboldened by financial independence.
The data comes from multiple sociological studies, including research from Cornell University and the American Sociological Association analyzing patterns across thousands of marriages. The 70% contribution threshold appears remarkably consistent across demographics.
Interestingly, women show similar patterns of increased infidelity when economically dependent, though the effect is less pronounced. About 5% of completely dependent women cheat, suggesting economic dependency itself—regardless of gender—creates relationship vulnerability.
