Brain Injury Facts

After a truck smashed into Timothy Kuhn's stationary car at 45 mph, his own insurer USAA - which had already ruled him not at fault - offered him $10,000 for a traumatic brain injury. Then they intervened in his lawsuit and argued the crash was HIS fault. Days before trial they finally offered the full $250,000 policy limit. The jury gave him $114 million instead.

After Hal Goldblatt was struck by a car in a crosswalk and suffered a traumatic brain injury, his family took out loans to pay for his care while Progressive Insurance stalled their claim for months - because the request arrived on a plain form letter instead of attorney letterhead. A Clark County jury awarded $101 million: $1 million compensatory, $100 million punitive. Progressive had rejected a $1.9 million settlement offer without making a single counteroffer.