Insurance Facts

Club Direct, a travel insurance company in Britain, provides insurance plans for protection from falling coconuts.

A man named John Harrison has a job tasting ice cream. He has tasted samples of over 200 million gallons of ice cream and his taste buds are insured for $1 million.

Rihanna reportedly insured her legs for $1 million with Lloyd's of London after becoming a brand ambassador for Gillette's Venus razors in 2007.

After a truck smashed into Timothy Kuhn's stationary car at 45 mph, his own insurer USAA - which had already ruled him not at fault - offered him $10,000 for a traumatic brain injury. Then they intervened in his lawsuit and argued the crash was HIS fault. Days before trial they finally offered the full $250,000 policy limit. The jury gave him $114 million instead.

After 31 years at Liberty Mutual, senior case manager Joy Slagel was fired the day she returned from medical leave - over a paperwork mix-up on a Disney social media investigation. A Los Angeles jury awarded her $103 million in December 2025, the largest age discrimination verdict in US history. The jury found Liberty Mutual had acted with "malice or oppression."

After Hal Goldblatt was struck by a car in a crosswalk and suffered a traumatic brain injury, his family took out loans to pay for his care while Progressive Insurance stalled their claim for months - because the request arrived on a plain form letter instead of attorney letterhead. A Clark County jury awarded $101 million: $1 million compensatory, $100 million punitive. Progressive had rejected a $1.9 million settlement offer without making a single counteroffer.